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PROVIDENT AMERICAN INSURANCE COMPANY. The Provident American Insurance Company, originally known as Empire Life Insurance Company, with headquarters in Dallas, is licensed to sell life, accident, and health insurance in Arizona, Colorado, Louisiana, Montana, Nevada, New Mexico, North Dakota, Oklahoma, Texas, and Utah, and does business primarily in individual accident and health coverage, including major medical, Medicare-supplement, and basic hospital and medical-expense insurance. The company was founded and incorporated in Paris, Texas, in 1939 as the Empire Life Insurance Company by B. I. Jordan, Sr., B. I. Jordan, Jr., J. B. Griffith, and D. B. Fisher. Authorized as a domestic stock life insurance company, it sold stock and conducted business in life and accident insurance. The name was changed to Provident American Insurance in 1963, at which time the company headquarters was moved to Dallas. A group of investors led by David S. Abdnor and G. H. Kelsoe, Jr., purchased the outstanding stock in 1964, but later sold it to a Houston holding company formerly known as Lone Star Ford, the Sonic Financial Corporation. In 1982, after Sonic acquired an interest in American Estate Life Insurance Company of Arizona, that company purchased the rest of shares in Provident. The two companies merged in 1983 as Provident American Insurance Company. By 1993, the firm had assets of more than $13 million and roughly 400 soliciting agents, but faced significant operating losses and continuing lawsuits and complaints. O. Bruton Smith, a member of the company's board of directors, held a controlling interest of more than 90 percent of the stock.

Best's Insurance Reports, 1993.
Diane Galvan

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Handbook of Texas Online, Diane Galvan, "Provident American Insurance Company," accessed November 24, 2017,

Uploaded on June 15, 2010. Published by the Texas State Historical Association.