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AMERICAN INDEMNITY. The American Indemnity Company, headquartered in Galveston, offers insurance in Texas and twenty-seven states, primarily in the South. It was incorporated in 1913, the first stock-casualty company incorporated under Texas statutes, by Joseph F. Seinsheimer, who had founded the Seinsheimer Insurance Agency in 1901. The first president of American Indemnity was Sealy Hutchings, and Seinsheimer served as general manager until 1920. Seinsheimer became president after Hutchings resigned in 1931 and was succeeded by his son, J. F. Seinsheimer, Jr., in 1951. In 1931 American Indemnity became a "multiple line insurer," able to write all lines of insurance except life. The company expanded into departments: American Fire and Indemnity Company, founded in 1936; Texas General Indemnity Company, which grew from a company founded in 1919; American Computing Company, founded in 1973; and American Indemnity Lloyds, organized in 1983. In 1973 the firm organized a holding company, American Indemnity Financial Corporation, to assume financial control, but in the 1990s remained under the direction of the Seinsheimer family with J. F. Seinsheimer III as president and chief executive officer. At that time, the company wrote 80 percent of its direct premiums in Texas, was represented by 500 agents nationwide, and employed 300 people.


History of American Indemnity Company (Galveston: American Indemnity Company, 1993). Hugh Williamson, ed., The Story of Insurance in Texas (Dallas: John Moranz Associates, 1954).

Lisa A. Parker

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Lisa A. Parker, "AMERICAN INDEMNITY," Handbook of Texas Online (, accessed December 01, 2015. Uploaded on June 9, 2010. Published by the Texas State Historical Association.